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Cook County Sheriff Tom Dart, who made waves by announcing Wednesday he wouldn't enforce evictions of rent-paying tenants when the evictions were aimed at indebted landlords, was sued yesterday by Accredited Home Lenders so as to enforce Dart to move forward with such evictions. In a statement by attorneys, Accredited Home Lenders said:
Sheriff Dart may have concerns about the orders that he is charged with enforcing, but he simply cannot refuse to carry them out. The orders of the court must be enforced. This lawsuit is necessary to ensure that.Also on Thursday, Dart met with Cook County Judge Dorothy Kirie Kinnaird to discuss Dart's new policy.
At that meeting, Dart told Kinnaird that too often his deputies are evicting renters who have not been given notice the property is in foreclosure. The sheriff suggested Kinnaird require banks to file an affidavit saying the homeowner and potential renters all have been given notice of the pending eviction before calling on deputies to evict residents.For now, Dart will continue his new practice of not enforcing the evictions. Neither Dart nor his spokesman Steve Patterson had any comment on the lawsuit.
Photo of Sheriff Dart from the Cook County Sheriff Home Page
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Keep up the good work Tom. Somebody has to stand up for us renters.
I wonder how much Accredited Home Lenders is getting for the bailout?
This is why I stopped renting. Being a renter is awful. Chicago is full of owner-occupied buildings and many of those owners have no business being landlords. I had to threten several landlords with legal action and show them the RLTO just to get my security deposits back. The likelihood of being booted for condo conversions has been bad enough ... now the other side of the coin has people being booted because of the greed and stupidity of their landlords.
I don't know how bad the Accredited Home Lenders' members were in selling mortgages to unqualified buyers.
But remember, lenders were only acting in response to government-created incentives that were pushed through by Democrats and agreed to by not-conservative-enough Republicans.
But what's done is done. For now, the foreclosures, at least two-thirds of them (i.e., the ones that don't involve renters) should proceed immediately.
Foreclosing is in the best interest of ALL citizens, except for the irresponsible persons who are living in homes that they could not afford or foolishly purchased at risky closing rates on adjustable mortgages.
Support for Dart's refusal to evict shows that too many people, i.e., liberals, fail to understand what will help everyone to have better lives. Foreclose. Enforce. Stabilize. Recover. That's what we need.
Who buys the foreclosed homes?
I vote Ward Up as the person who shows up at the doors of families who paid their rent of time, but are about to be booted( with their stuff about to be tossed on the curb) outside their at apartment that very moment. Ward could step right up delare to the family that "I know you feel utterly tramutized, helpless and hopeless right now but trust me Foreclosing is in the best interest of ALL citizens!"
From the ap article: "Dart said that from now on, banks will have to present his office with a court affidavit that proves the home's occupant is either the owner or has been properly notified of the foreclosure proceedings. Illinois law requires that renters be notified that their residence is in foreclosure and they will be evicted in 120 days, but Dart indicated that the law has been routinely ignored."
And what exactly is wrong with Dart's actions here?? Is it really too much to ask for banks or other creditors to simply establish the law, with regards to notice, is being followed before an innocent renter is tossed into the street??
Yeah Ward,
We liberals just don't get the economy like all the conservatives (both republicans and democrats alike) who pushed for (at the behest of the massive banking lobby which these politicians are owned by) these mortgage-backed derivatives and bizarre financial instruments. We liberals don't get why you put a bunch of Goldman Sachs zillionaires in charge of our unaccountable public/private federal banking system or why you *appoint* a free market libertarian who hates regulations as *chief regulator* of the SEC. We certainly don't get why regular working people provide the house money for rich financial adventurers to gamble with and then re-stock them with chips when they lose. We don't get capitalism for the poor and socialism for the rich. We don't get different sets of rules for different classes of people.
As for blaming people pushing for *fair* loans to the working poor, we don't blame that for the fix were in because it's simply not the case. Despite it being the conservative pundit talking point du jour.
Dur...hic....it was them durnt poor folks what done it to us......durr.........I heardt it on the radio program terday....hic..
Why are you all so worried? John McCain is going to buy all the bad mortgages and turn them good again.
Just you wait my friends, just you wait.
Ward Up obviously doesn't understand what the article is talking about. I applaud Sheriff Dart for standing up for honest citizens who pay their rent on time only to receive a surprise knock at the door from a deputy serving an eviction because your landlord didn't pay the mortgage on the apartment you live in. It's not fair to the renter or the deputy when the landlord refuses their moral and legal obligation to notify the occupants that the apartment is in foreclosure beforehand.